Buying Property in Romania: Frequently Asked Questions

Expert answers to the most common questions about Romanian real estate.

Can foreigners buy property in Romania?

Yes. EU citizens have the same rights as Romanian nationals since 2014. Non-EU citizens can buy buildings and apartments directly. Land purchase requires a Romanian company (SRL), which costs EUR 500 and takes 3 days to set up.

How much does property cost in Romania?

Prices vary by city: Bucharest EUR 2,000-2,500/sqm, Cluj EUR 1,800-2,200/sqm, Iasi EUR 1,100-1,600/sqm, Brasov EUR 1,300-1,700/sqm. Rural properties can be found from EUR 20,000-50,000.

What are the buying costs beyond the property price?

Total acquisition costs are 3-5% of property value: notary fees (0.5-2%), Land Registry (0.15%), agent commission (2-3%), and legal fees (EUR 500-1,500).

How long does the buying process take?

Typically 4-8 weeks from accepted offer to ownership transfer. The process involves: pre-contract with 10% deposit, due diligence (2-4 weeks), and final signing at notary.

Do I need a lawyer to buy property in Romania?

Not legally required but strongly recommended for foreign buyers. A bilingual property lawyer costs EUR 500-1,500 and handles due diligence, contract review, and closing.

What property taxes exist in Romania?

Annual property tax is very low: 0.08-0.2% of the tax-assessed value. Rental income is taxed at 10% flat rate (after 40% expense deduction). Capital gains tax is 3% of transaction value.

Is Romania a good place to invest in property?

Yes. Romania offers strong fundamentals: EU membership, 8-12% annual property price appreciation, rental yields of 5-8%, and prices still 60-70% below Western European averages.

Can I get a mortgage in Romania as a foreigner?

EU citizens can access Romanian mortgages. Non-EU citizens typically need to purchase cash or arrange financing in their home country. Romanian mortgage rates are around 5-7% in EUR, 8-10% in RON.

What should I check before buying?

Essential checks: Land Registry extract (extras de carte funciara), liens/encumbrances, building permits, occupancy certificate, no ongoing litigation, energy performance certificate.

Where are the best areas to invest?

Best value: Iasi (university city, IT hub). Highest growth: Cluj-Napoca (tech capital). Tourism: Brasov and Vatra Dornei. Largest market: Bucharest. See our detailed city guides for more.

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